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Your business,bankable.

FinReady turns your daily sales, expenses and inventory into polished financial statements — so when your bank asks, you're ready.

Free to join. No credit card.

March Income StatementAuto-generated
Revenue
₦4.25M
COGS
₦1.80M
Gross Profit
₦2.45M
Sales collected₦3,820,000
Credit sales₦430,000
Operating expenses₦890,000
Net profit₦1,560,000
78/ 100Good

Everything your bank wants to see

One platform for all your financial records

Stop scrambling for documents. FinReady keeps everything organised, calculated, and presentation-ready — automatically.

Sales Tracker

Record every sale with payment mode. Credit sales automatically flow through to Accounts Receivable.

Expense Tracker

Categorise expenses in seconds. See exactly where your money goes — and prove it to a bank.

Inventory Manager

Real-time stock levels, automatic reorder alerts, and COGS calculated from your sales data.

Income Statement

Auto-generated every month from your tracker data. Professional format, export-ready.

Balance Sheet

Your assets and liabilities always up to date. Cash balance synced directly from cashflow.

Loan Readiness Score

A live score out of 100 showing how bankable your business is — and exactly what to fix.

Three steps

From your first sale to your loan application

01

Record your transactions

Add daily sales, expenses, inventory restocks and customer records. It takes two minutes a day.

02

Watch your statements build

FinReady automatically generates your Income Statement, Balance Sheet, and Cashflow Statement — every month, with zero manual work.

03

Walk into the bank ready

Download your statements, check your Loan Readiness Score, and see exactly what to improve before you apply.

Professional financial statements

The documents banks actually ask for

Auto-generated. Always accurate. No accountant required.

Income Statement

Revenue₦4,250,000
COGS− ₦1,800,000
Gross Profit₦2,450,000
Expenses− ₦890,000
Net Profit₦1,560,000

Balance Sheet

Cash₦1,200,000
Inventory₦580,000
Receivables₦340,000
Total Assets₦2,120,000
Business Loan₦800,000
Net Worth₦1,320,000

Cashflow Statement

Opening Balance₦750,000
Cash In₦3,100,000
Cash Out− ₦2,650,000
Closing Balance₦1,200,000

Know before you go

Your Loan Readiness Score

FinReady analyses your financial records and gives you a score out of 100 — just like a credit rating for your business documents. See exactly which statements are missing, which numbers need improving, and what to fix before you walk into the bank.

  • Income Statement on file
  • Balance Sheet balanced
  • 6+ months of cashflow
  • Accounts Receivable older than 60 days
  • Loan planning not started
78/ 100Good

Good — a few improvements needed

Revenue Consistency82%
Cashflow Health74%
Document Completeness88%

Limited early access

Be among the first to use FinReady

We're opening access in batches. Join the waitlist today and get early access plus a discount when we launch.

No spam. No credit card. Unsubscribe anytime.

Frequently asked questions

FinReady is a financial management platform built for small and medium-sized businesses. It helps you record your daily transactions and automatically generates the Income Statements, Balance Sheets, and Cashflow Statements that banks require for loan applications.

FinReady is built for SME owners and small business CFOs — especially in Africa and emerging markets — who want to get bank-ready without hiring an expensive accountant.

Absolutely. FinReady is built on enterprise-grade infrastructure with row-level data isolation. Your data is encrypted in transit and at rest, and is never shared with third parties.

We'll announce our pricing at launch. Everyone on the waitlist will receive a discount on any paid plan, no strings attached.

Not at all. If you can record a sale, you can use FinReady. We've designed every screen for business owners, not accountants.

We're targeting Q3 2026. Join the waitlist to be notified the moment we open early access.